Abolish private healthcare insurance

PJ Diaz said:

Changing the subject? More like pointing out the laws which you don't seem to be aware of. Are you familiar with US labor law, or are you talking about Oz law?

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Who gives a fk. Stop bringing a different subject to my post's. No one is talking laws except you when u change the subject.

The crop of trolls this election cycle needs an upgrade.

PJ Diaz said:

Your making a statement does not make it true, and repeating it over and over does not make it any truer.

Sorry, I made a mistake thinking that you are an illegitimate day laborer, which is why I mentioned worker's comp and tax dodging. It was an apparently incorrect assumption I made when I saw that you had such low level skills using power tools. It's also very common in your industry. That fact that you attempt to avoid that fact just shows that you are not being completely truthful.

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Sorry, but you are a complete fraud

you claim to have a business but have no idea how fica or workman’s comp work

that set off red flags for everyone

you’re no good at this

UncleBuck said:

you claim to have a business but have no idea how fica or workman’s comp work

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I completely understand how it works. I also understand that many in your industry dodge the legal requirements, which is why I questioned your lack of workers come. You must really have a lack of basic comprehension. You're repeating of false claims is a Trumpian tactic.

Lucky Luke said:

Who gives a fk. Stop bringing a different subject to my post's. No one is talking laws except you when u change the subject.

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Got it. You aren't concerned with illegal employment. Noted.

PJ Diaz said:

Got it. You aren't concerned with illegal employment. Noted.

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You are being a complete tool.
You have been insulting my occupation, not that you know what that even is except its as a Contractor. You have been insulting me because i choose (notice the word choose please) to not employ anyone. You then imply that I must be dodgy and dishonest.
When i bring up that there are negatives to employing people you imply I'm breaking rules and laws and somehow unprofessional, which is simply untrue.
Put simply u are insulting me and I have no reason why. Im sorry if me being my own boss and only worker who chooses to only work a few hrs a day is somehow beneath you. I bet your rude to wait staff. Its your type that are.
.

Lucky Luke said:

You are being a complete tool.
You have been insulting my occupation, not that you know what that even is except its as a Contractor. You have been insulting me because i choose (notice the word choose please) to not employ anyone. You then imply that I must be dodgy and dishonest.
When i bring up that there are negatives to employing people you imply I'm breaking rules and laws which is simply untrue.
Put simply u are insulting me and I have no reason why. Im sorry if me being my own boss and only worker who chooses to only work a few hrs a day is somehow beneath you. I bet your rude to wait staff. Its your type that are.
.

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I've worked as a waiter in my younger years, so I try not to be rude.

I'm sorry if you felt insulted, that was not my intent. I was more aimed at insulting that Dumb Buck fellow who doesn't have the skills to keep from nailing his own finger, and perhaps you were caught in the crosshairs.

To clarify, I have no problems with those who want to be independent contractors, so long as they aren't abusing the system while doing so. Perhaps you and Buck are not abusing the system, but many so-called independent contractors are. They often don't file taxes and of course don't have worker's comp, which is what it seemed could be the case with Buck, but perhaps not.

I have no issue if you don't hire employees. I only have an issue if you hire a day worker, and pay them cash at the end of the day, and call him an independent contractor. To me that is abuse of the worker and abuse of the system. There are laws in our country to protect against such abuses, yet they often go unpoliced. I hope that clarifies my position on things a bit. I have no reason to insult your occupation.

Hey,@PJ Diaz , go back to that California forum where you are so well liked and have posted 30,000 very intelligent posts to very intelligent people.

For some reason you are incapable of doing that here. Must be some sort of tic that you have when you leave comfortable surroundings.

PJ Diaz said:

I've worked as a waiter in my younger years, so I try not to be rude.

I'm sorry if you felt insulted, that was not my intent. I was more aimed at insulting that Dumb Buck fellow who doesn't have the skills to keep from nailing his own finger, and perhaps you were caught in the crosshairs.

To clarify, I have no problems with those who want to be independent contractors, so long as they aren't abusing the system while doing so. Perhaps you and Buck are not abusing the system, but many so-called independent contractors are. They often don't file taxes and of course don't have worker's comp, which is what it seemed could be the case with Buck, but perhaps not.

I have no issue if you don't hire employees. I only have an issue if you hire a day worker, and pay them cash at the end of the day, and call him an independent contractor. To me that is abuse of the worker and abuse of the system. There are laws in our country to protect against such abuses, yet they often go unpoliced. I hope that clarifies my position on things a bit. I have no reason to insult your occupation.

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see..ur inventing stuff... Nice story with no facts.

I think you will find that underpaying staff and wage theft (which leads to tax theft) is more pronounced in larger companies, Multinationals and Internationale's.

Lucky Luke said:

see..ur inventing stuff... Nice story with no facts.

I think you will find that underpaying staff and wage theft (which leads to tax theft) is more pronounced in larger companies, Multinationals and Internationale's.

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I'm sorry, which facts are you looking for exactly? I'm not talking about underpaying staff or wage theft. Not sure where you are getting that from. My issue is more about lack of protections for the abused.

PJ Diaz said:

I'm sorry, which facts are you looking for exactly? I'm not talking about underpaying staff or wage theft. Not sure where you are getting that from. My issue is more about lack of protections for the abused.

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and who on this thread is doing that?

PJ Diaz said:

I've worked as a waiter in my younger years, so I try not to be rude.

I'm sorry if you felt insulted, that was not my intent. I was more aimed at insulting that Dumb Buck fellow who doesn't have the skills to keep from nailing his own finger, and perhaps you were caught in the crosshairs.

To clarify, I have no problems with those who want to be independent contractors, so long as they aren't abusing the system while doing so. Perhaps you and Buck are not abusing the system, but many so-called independent contractors are. They often don't file taxes and of course don't have worker's comp, which is what it seemed could be the case with Buck, but perhaps not.

I have no issue if you don't hire employees. I only have an issue if you hire a day worker, and pay them cash at the end of the day, and call him an independent contractor. To me that is abuse of the worker and abuse of the system. There are laws in our country to protect against such abuses, yet they often go unpoliced. I hope that clarifies my position on things a bit. I have no reason to insult your occupation.

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You are full of shit

Lucky Luke said:

and who on this thread is doing that?

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I wouldn't know but it's a pretty rampant practice in the industry.

UncleBuck said:

You are full of shit

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Pot/kettle black much?

Canada may have a seriously flawed healthcare system; at least if my daughters sick I'm not worried about money I can focus my attention to her.

PJ Diaz said:

I've worked as a waiter in my younger years, so I try not to be rude.

I'm sorry if you felt insulted, that was not my intent. I was more aimed at insulting that Dumb Buck fellow who doesn't have the skills to keep from nailing his own finger, and perhaps you were caught in the crosshairs.

To clarify, I have no problems with those who want to be independent contractors, so long as they aren't abusing the system while doing so. Perhaps you and Buck are not abusing the system, but many so-called independent contractors are. They often don't file taxes and of course don't have worker's comp, which is what it seemed could be the case with Buck, but perhaps not.

I have no issue if you don't hire employees. I only have an issue if you hire a day worker, and pay them cash at the end of the day, and call him an independent contractor. To me that is abuse of the worker and abuse of the system. There are laws in our country to protect against such abuses, yet they often go unpoliced. I hope that clarifies my position on things a bit. I have no reason to insult your occupation.

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@PJ Diaz

Only real concern I can see regarding Sole Traders is, they pay their taxes, but most importantly they pay for insurance, especially for liability.

Workers Compensation is paid for by your employer. Who has to pay workers comp as a Sole Trader, besides the Sole Trader?
What you're referencing are contracting scams. (completely different)

So in all honesty, if a Sole Trader has liability insurance and pays their tax accordingly, who tf are you to care anyway? If they injure themselves working, who tf are you to care anyway?

Also what does any of this shit have to do with the topic of this thread?

Aussieaceae said:

@PJ Diaz

Only real concern I can see regarding Sole Traders is, they pay their taxes, but most importantly they pay for insurance, especially for liability.

Workers Compensation is paid for by your employer. Who has to pay workers comp as a Sole Trader, besides the Sole Trader?
What you're referencing are contracting scams. (completely different)

So in all honesty, if a Sole Trader has liability insurance and pays their tax accordingly, who tf are you to care anyway? If they injure themselves working, who tf are you to care anyway?

Also what does any of this shit have to do with the topic of this thread?

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I don't know anything about "Sole Traders", that seems to be an Aussie thing. I'm in the US, so I can only really speak to US labor laws. That said, if a sole trader follows the rules set forth, pays taxes on their income, and carries liability insurance, I have no problems with that. I personally think it's not wise to put yourself in a situation where you may sustain a major work related injury when you know you aren't protected with medical coverage, but hey people do stupid things all the time.

Personally I think the topic of this thread should be modified to something like "Fuck.. I nailed my own finger on the job, and don't have adequate medical coverage. That was dumb of me." Sound better? Me thinks so.

Lucky Luke said:

For anyone reading this thread and have thought about being a Sole trader (independent contractor) dont listen to PJ.

You dont have to hire or subcontract people to work with you to be successful. In fact you can work less hours and make more money than being an employee in allot of cases. You set how much you want to earn. Tax system supports you as well. Its a great life.
You dont have to be dodgy like PJ suggest and anyone who is dodgy certainly isnt getting the hrly rates that a good reputation pays.
You are the salesman, the book keeper, receptionist and the shit kicker. Buck stops with you and no one is your boss.

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I'm going to be an owner operator sooner or later. I sure as hell am not going to hire/contract someone to drive my truck for me. First, I'm not a candy ass that's afraid of work. Second, I don't want someone in my truck that I've paid a lot of money for that doesn't care if they beat the shit out of it because they didn't pay for it.

Hey @PJ Diaz, why are you scared of work? Does it have anything to do with being a Bernie supporter?

PJ Diaz said:

I don't know anything about "Sole Traders", that seems to be an Aussie thing. I'm in the US, so I can only really speak to US labor laws. That said, if a sole trader follows the rules set forth, pays taxes on their income, and carries liability insurance, I have no problems with that. I personally think it's not wise to put yourself in a situation where you may sustain a major work related injury when you know you aren't protected with medical coverage, but hey people do stupid things all the time.

Personally I think the topic of this thread should be modified to something like "Fuck.. I nailed my own finger on the job, and don't have adequate medical coverage. That was dumb of me." Sound better? Me thinks so.

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It's not even really a big deal, in UncleBucks trade that shit happens all the time. It's just the cost of doing business.

blu3bird said:

I'm going to be an owner operator sooner or later. I sure as hell am not going to hire/contract someone to drive my truck for me. First, I'm not a candy ass that's afraid of work. Second, I don't want someone in my truck that I've paid a lot of money for that doesn't care if they beat the shit out of it because they didn't pay for it.

Hey @PJ Diaz, why are you scared of work? Does it have anything to do with being a Bernie supporter?

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I'm not scared of work, but I am concerned about being injured on any job which does not offer me basic medical protections in the event of an injury. That's why I don't do independent contractor gigs as a laborer. Some twenty or so years ago, I did labor based independent contractor work, and one day found myself atop of a 30-ft A-frame extension ladder with an 80 pound light above my head. I suddenly realized then and there that if I fell, the lives of my family would change forever. Now I require any labor work be hired as an employee.

I like to draw clear lines in my work. I rent my AV gear as an independent contractor, but require they hire me as an employee (through local iatse) to run the gear for events. I do that as a side-hustle, because I have a 40-hr a week regular job.

PJ Diaz said:

I don't know anything about "Sole Traders", that seems to be an Aussie thing. I'm in the US, so I can only really speak to US labor laws. That said, if a sole trader follows the rules set forth, pays taxes on their income, and carries liability insurance, I have no problems with that. I personally think it's not wise to put yourself in a situation where you may sustain a major work related injury when you know you aren't protected with medical coverage, but hey people do stupid things all the time.

Personally I think the topic of this thread should be modified to something like "Fuck.. I nailed my own finger on the job, and don't have adequate medical coverage. That was dumb of me." Sound better? Me thinks so.

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I couldn't really give a damn about someone else's finger to be honest. 9k for the bill though? Thats fucking outrageous, have to say.

Most immediate healthcare in Australia is covered by Medicare, and we don't pay a single dime for Medicare. We just sign the form and get a replacement membership card every few years. I've had the same membership since childhood and I don't think I've ever had to sign another form, besides change of address etc.
Here Medicare is considered a persons right to have and truthfully I couldn't imagine life without it.

Personally I think private health insurance should be here to stay, but not without public health cover staying as well. Public health cover given to you by the Government elected. Having quality, government controlled public healthcare is a fantastic thing and very healthy for the market.
It sets the bar in terms of quality care and coverage. Making private health insurance companies forced to compete by offering better services for the premiums paid.

Last time I had to go to hospital was for fucking up my ankle. I didn't pay for any of it and wasn't expected to. I did pay $20 for the crotches though. Because they were meant to be returned but people always kept them. That payment was not an obligation either, but they do ask.

The point I'm trying to make, is if I had no Government cover as a citizen, then I may well have been billed 9k for my ankle as well.

Being legally obligated to have Government cover is one thing and in my opinion is the right thing. But being forced to buy private healthcare or pay for the whole bill seems absurd to me.
Where's the social security?