ACA Subsidy calculator

How many of you will purchase Health Insurance by 2016?

  • I currently have health insurance.

    Votes: 12 63.2%

  • I will not get health insurance because I cannot afford it, facing $695 or 2% income fine.

    Votes: 5 26.3%

  • My insurance plans have changed, I need to review my policy.

    Votes: 2 10.5%
  • Total voters
    19
desert dude

desert dude

Well-Known Member
schuylaar said:
as promised..here is an 80/20 GOLD Plan with $1750 deductible/$5000 out of pocket, completely subsidized by the ACA for $366.99..I don't have to pay a penny for it..i haven't selected dental yet since i need to talk to my dentist prior to final commitment but the plan i'm looking at is $10/month:


View attachment 2880812

summary of benefits:

http://www.coventryhealthcare.com/web/groups/public/@cvty_commoncontent/documents/webcontent/fl72600.pdf

fuck florida blue and their $800 dollar policies..see? how this works boys?..coventry has to do the same things florida blue does yet they are willing to offer me a COMPETITIVE price for the same coverage..regulated, free enterprise!..when EVERYONE has to compete..WE WIN!

Thank you, Mr. President!:clap:
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So, according to Cheesy, the average health insurance costs about $16K per year, and yours costs $120.00 per year. Several middle class families are working full time to pay to keep you breathing. What an awesome benefit to society!

Nobody disputes that a few indigent deadbeats will prosper under ACA. Did you text your post from your obama phone?
 
Doer

Doer

Well-Known Member
schuylaar said:
as promised..here is an 80/20 GOLD Plan with $1750 deductible/$5000 out of pocket, completely subsidized by the ACA for $366.99..I don't have to pay a penny for it..i haven't selected dental yet since i need to talk to my dentist prior to final commitment but the plan i'm looking at is $10/month:


View attachment 2880812

summary of benefits:

http://www.coventryhealthcare.com/web/groups/public/@cvty_commoncontent/documents/webcontent/fl72600.pdf

fuck florida blue and their $800 dollar policies..see? how this works boys?..coventry has to do the same things florida blue does yet they are willing to offer me a COMPETITIVE price for the same coverage..regulated, free enterprise!..when EVERYONE has to compete..WE WIN!

Thank you, Mr. President!:clap:
Click to expand...
Nice. Now you have no incentive to excel, get a better job, etc. In fact, if you do, you would pay the progressive piper even more. You would have to worry about property tax, and all the adult thing. ROSTER ROSTER ROO!~! You may never grow up and always go to school!

Free Heath Care, Food and a cell phone for life. Soon free electric bikes for you people, I bet. Student loan that never NEED to be replayed...no income....Psych!!!

The most educated, deadbeat, drool voting, monkeys ever. Payola makes the lies go down real good, Yummm.

In fact, with a mullet net, you will lack for nothing in FL. You can make wine from Food Stamp gets. Good....darn. I was going to say JOB.


WOOOOOOPS
 
S

schuylaar

Well-Known Member
desert dude said:
So, according to Cheesy, the average health insurance costs about $16K per year, and yours costs $120.00 per year. Several middle class families are working full time to pay to keep you breathing. What an awesome benefit to society!

Nobody disputes that a few indigent deadbeats will prosper under ACA. Did you text your post from your obama phone?
Click to expand...
guess math is not a pubster "thing" 366.99 x 12 = 4403.88..what make you think i'm on a ventilator?..i'm younger than you, more active than you and can probably bench press more than you:lol:

Doer said:
Nice. Now you have no incentive to excel, get a better job, etc. In fact, if you do, you would pay the progressive piper even more. You would have to worry about property tax, and all the adult thing. ROSTER ROSTER ROO!~! You may never grow up and always go to school!

Free Heath Care, Food and a cell phone for life. Soon free electric bikes for you people, I bet. Student loan that never NEED to be replayed...no income....Psych!!!

The most educated, deadbeat, drool voting, monkeys ever. Payola makes the lies go down real good, Yummm.

In fact, with a mullet net, you will lack for nothing in FL. You can make wine from Food Stamp gets. Good....darn. I was going to say JOB.


WOOOOOOPS
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doer, doer, doer such an excitable boy..may i ask what the fuck are you talking about?:lol:
 
Doer

Doer

Well-Known Member
Read it again. And pay attention to the phrasing mis-matches instead of the content. See? All better now.
 
N

NoDrama

Well-Known Member
schuylaar said:
this plan is typical of what a good employer would offer..80/20..$1750 deductible and 5000 out of pocket..sames limits, same exact coverage at my cushy, six-figure employer..as for my not paying for it..i had to lie..sorry..i really am qualified for medicaid but our state will not accept the expansion..so i had to show income that doesn't exist to get the government to subsidize..student loans are not income.

EDIT: bitterness make you look old, NoDrama.
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schuylaar said:
how so?..this is typical of what employers offer these days and less..what expenses do you find monstrous?

the $5 generic co-pay, $5 doctor visit $1750 deductible or $5000 out of pocket?
Click to expand...
schuylaar said:
..i'm younger than you, more active than you
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Well I guess if the deductible was $50,000 and co pays were 99% of the bill, BUT ALL health plans were this way, you would call it a good plan. Your reasoning is a logical fallacy called argumentum ad populum or basically its a good plan because its what most plans look like now a days. If that is what most plans look like today, they are pure SHIT, Excrement in fact.
My last employer provided no deductible health, $1 copays for doctor visits, 100% paid for prescriptions, dental and vision too for $179 a month for a family of four. My employer 20 years ago provided 100% health coverage at no cost to me with no limit on anything. Everything was paid for by them, EVERYTHING!

You can blame this ever more shitty insurance which will not get better until all the baby boomers are dead. the next 25 years are only going to cost more and more as these boomers will spend any amount of money to keep themselves alive, which will kick the cost up a notch or two for the rest of us. Oh wait, everyone gets Bamacare, i.e. death panels on boomers if government is to keep its promise of cheaper healthcare. Can't have it both ways and we all know the boomers have more money than the younger generations and money buys votes. It is not going to get better until you figure out some way to eliminate or negate these conditions. Things will only deteriorate, but will you still tell us all how grand those plans are when they barely cover 10%, but since all health plans are like that its a good one?

ALL those health plans are shit if they are like the one you used as an example. And don't call it free either, some healthy person who is working and creating wealth is paying it FOR YOU! You should write a personal thank you to every tax payer in the nation IMO.

Someone who is younger, more active and as a female can bench press more than the wimpiest of males (no insult meant to DD, I don't mean you) shouldn't have their health care subsidized, they should be out creating wealth so that others who truly need it can be subsidized.
 
Canna Sylvan

Canna Sylvan

Well-Known Member
schuylaar said:
guess math is not a pubster "thing" 366.99 x 12 = 4403.88..what make you think i'm on a ventilator?..i'm younger than you, more active than you and can probably bench press more than you:lol:



doer, doer, doer such an excitable boy..may i ask what the fuck are you talking about?:lol:
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I'll translate Doer. You're a fucking mooch stealing our money.
 
echelon1k1

echelon1k1

New Member
beenthere said:
And he's somewhat proud of it.

It just blows me away that a lot of youngsters today don't feel shame in demanding that others should pay their way.
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Prescription drugs and the comfort and CONSEQUENCE FREE reality of a psychiatrists chair will do that...
 
S

schuylaar

Well-Known Member
NoDrama said:
Well I guess if the deductible was $50,000 and co pays were 99% of the bill, BUT ALL health plans were this way, you would call it a good plan. Your reasoning is a logical fallacy called argumentum ad populum or basically its a good plan because its what most plans look like now a days. If that is what most plans look like today, they are pure SHIT, Excrement in fact. nowhere did i state "ALL"..but don't worry eye exams and glasses/contact lenses are included annually..

My last employer provided no deductible health, $1 copays for doctor visits, 100% paid for prescriptions, dental and vision too for $179 a month for a family of four. My employer 20 years ago provided 100% health coverage at no cost to me with no limit on anything. Everything was paid for by them, EVERYTHING!
yes, and your employer also negotiated a contract for group health these policies are INDIVIDUAL policies..hmmmm 20 years would put us at about 1993?..like i said before, gone are the days of self insured companies..

You can blame this ever more shitty insurance which will not get better until all the baby boomers are dead. the next 25 years are only going to cost more and more as these boomers will spend any amount of money to keep themselves alive, which will kick the cost up a notch or two for the rest of us. Oh wait, everyone gets Bamacare, i.e. death panels on boomers if government is to keep its promise of cheaper healthcare. Can't have it both ways and we all know the boomers have more money than the younger generations and money buys votes. It is not going to get better until you figure out some way to eliminate or negate these conditions. Things will only deteriorate, but will you still tell us all how grand those plans are when they barely cover 10%, but since all health plans are like that its a good one?

ALL those health plans are shit if they are like the one you used as an example. And don't call it free either, some healthy person who is working and creating wealth is paying it FOR YOU! You should write a personal thank you to every tax payer in the nation IMO.

Someone who is younger, more active and as a female can bench press more than the wimpiest of males (no insult meant to DD, I don't mean you) shouldn't have their health care subsidized, they should be out creating wealth so that others who truly need it can be subsidized.
Click to expand...
no..i believe in preventative care so in essence my new insurance company is going to love me..i don't need the doctor because i excercise, eat right and take care of myself..i keep my BF well under 25%, don't smoke(:mrgreen:)tobacco..that is THE question they ask and eat organically..
 
S

schuylaar

Well-Known Member
Canna Sylvan said:
Even wearing lipstick, you're still a little piggy.
Click to expand...
you never replied dear, do you think my dogs will enjoy?

Limited Ingredient Diet: Rabbit Meal Formula
INGREDIENTS: Rabbit Meal, Tapioca, Peas, Canola Oil (preserved with Mixed Tocopherols and Citric Acid), Natural Flavor, Montmorillonite Clay, Coconut Oil, Potassium Chloride, Salt, Vitamins (Vitamin A Supplement, Vitamin D3 Supplement, Vitamin E Supplement...
 
Winter Woman

Winter Woman

Well-Known Member
schuylaar said:
this plan is typical of what a good employer would offer..80/20..$1750 deductible and 5000 out of pocket..sames limits, same exact coverage at my cushy, six-figure employer..as for my not paying for it..i had to lie..sorry..i really am qualified for medicaid but our state will not accept the expansion..so i had to show income that doesn't exist to get the government to subsidize..student loans are not income.

EDIT: bitterness make you look old, NoDrama.
Click to expand...
You committed fraud.
 
Winter Woman

Winter Woman

Well-Known Member
schuylaar said:
80/20 $1500 ded $5000 oop is quite standard these days..self insured companies are a thing of the past and have been since the 90's.


i can't wait either..THE DREAM TEAM 2016 - THE CLINTONS!!!!!:P
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You mean the Clinton that eats more pu$$y than Bill.
 
Doer

Doer

Well-Known Member
schuylaar said:
no..i believe in preventative care so in essence my new insurance company is going to love me..i don't need the doctor because i excercise, eat right and take care of myself..i keep my BF well under 25%, don't smoke(:mrgreen:)tobacco..that is THE question they ask and eat organically..
Click to expand...
May you be happy and live forever. There is always the chance.
 
Winter Woman

Winter Woman

Well-Known Member
pSi007 said:
http://kff.org/interactive/subsidy-calculator/




examples:

~ 40 years old, $45k income, lives alone, smokes cigs, no kids = $330 per month, no rebate from the Gov.

~ 40 years old, $45k income, lives alone, NO cigs, no kids = $300 per month, no rebate from the Gov.

~ 53 years old, $75k income, lives alone, NO cigs, no kids = $500 per month, no rebate.

~ 63 years old, $45k income, lives alone, NO cigs, no kids in house = $750 per month, $400 rebate.

~ 45 and 40 year old, $75k income, married, smokes cigs (both), no kids = $700 per month, no rebate.

~ 45 and 40 year old, $75k income, married, NO cigs (both), no kids = $700 per month, no rebate. (same as smoker)

~ 28 and 28 year old, $45k income, married, NO cigs (both), 1 child under 20 years = $730 per month, $400 rebate.


Wow... this is expensive! It is also going to be mandatory to purchase health coverage or you will face increasing fines. How many people will choose to take the fine and NOT purchase health coverage. In America, there are 48million uninsured people, I know some are out there...
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Those health insurance payment numbers are before Fed, State, and Local taxes. So you will be taking home much less than you think.
 
C

ChesusRice

Well-Known Member
pSi007 said:
There are many families who try to make ends meet at less than 28 hours per week.. Your ObamaCare is putting half of the work force on limited hours worked in order to avoid mandatory health coverage to it`s employees.

This ObamaCare is making a 28yo man and woman who work as waiters for 28 hours per week, pay a massive and mandatory health insurance plan when their jobs will not offer them.
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In one word


Bullshit.

Not even Republicans who hate Obamacare are using that myth anymore
 
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