ACA Subsidy calculator

http://kff.org/interactive/subsidy-calculator/




examples:

~ 40 years old, $45k income, lives alone, smokes cigs, no kids = $330 per month, no rebate from the Gov.

~ 40 years old, $45k income, lives alone, NO cigs, no kids = $300 per month, no rebate from the Gov.

~ 53 years old, $75k income, lives alone, NO cigs, no kids = $500 per month, no rebate.

~ 63 years old, $45k income, lives alone, NO cigs, no kids in house = $750 per month, $400 rebate.

~ 45 and 40 year old, $75k income, married, smokes cigs (both), no kids = $700 per month, no rebate.

~ 45 and 40 year old, $75k income, married, NO cigs (both), no kids = $700 per month, no rebate. (same as smoker)

~ 28 and 28 year old, $45k income, married, NO cigs (both), 1 child under 20 years = $730 per month, $400 rebate.


Wow... this is expensive! It is also going to be mandatory to purchase health coverage or you will face increasing fines. How many people will choose to take the fine and NOT purchase health coverage. In America, there are 48million uninsured people, I know some are out there...

pSi007 said:

http://kff.org/interactive/subsidy-calculator/




examples:

~ 40 years old, $45k income, lives alone, smokes cigs, no kids = $330 per month, no rebate from the Gov.

~ 40 years old, $45k income, lives alone, NO cigs, no kids = $300 per month, no rebate from the Gov.

~ 53 years old, $75k income, lives alone, NO cigs, no kids = $500 per month, no rebate.

~ 63 years old, $45k income, lives alone, NO cigs, no kids in house = $750 per month, $400 rebate.

~ 45 and 40 year old, $75k income, married, smokes cigs (both), no kids = $700 per month, no rebate.

~ 45 and 40 year old, $75k income, married, NO cigs (both), no kids = $700 per month, no rebate. (same as smoker)

~ 28 and 28 year old, $45k income, married, NO cigs (both), 1 child under 20 years = $730 per month, $400 rebate.


Wow... this is expensive! It is also going to be mandatory to purchase health coverage or you will face increasing fines. How many people will choose to take the fine and NOT purchase health coverage. In America, there are 48million uninsured people, I know some are out there...

Click to expand...

If you are employed how much does your employer pay for your health insurance?

Does it seem expensive now?

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The 2013 survey included almost three thousand interviews with non-federal public and private firms.
Annual premiums for employer-sponsored family health coverage reached $16,351 this year, up 4 percent from last year, with workers on average paying $4,565 towards the cost of their coverage, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey

http://kff.org/private-insurance/report/2013-employer-health-benefits/

There are many families who try to make ends meet at less than 28 hours per week.. Your ObamaCare is putting half of the work force on limited hours worked in order to avoid mandatory health coverage to it`s employees.

This ObamaCare is making a 28yo man and woman who work as waiters for 28 hours per week, pay a massive and mandatory health insurance plan when their jobs will not offer them.

pSi007 said:

http://kff.org/interactive/subsidy-calculator/




examples:

~ 40 years old, $45k income, lives alone, smokes cigs, no kids = $330 per month, no rebate from the Gov.

~ 40 years old, $45k income, lives alone, NO cigs, no kids = $300 per month, no rebate from the Gov.

~ 53 years old, $75k income, lives alone, NO cigs, no kids = $500 per month, no rebate.

~ 63 years old, $45k income, lives alone, NO cigs, no kids in house = $750 per month, $400 rebate.

~ 45 and 40 year old, $75k income, married, smokes cigs (both), no kids = $700 per month, no rebate.

~ 45 and 40 year old, $75k income, married, NO cigs (both), no kids = $700 per month, no rebate. (same as smoker)

~ 28 and 28 year old, $45k income, married, NO cigs (both), 1 child under 20 years = $730 per month, $400 rebate.


Wow... this is expensive! It is also going to be mandatory to purchase health coverage or you will face increasing fines. How many people will choose to take the fine and NOT purchase health coverage. In America, there are 48million uninsured people, I know some are out there...

Click to expand...

Added his own text of actual thought and thoughtfully included the link. Not SPAM.

All village idiots take note.

What I have been wondering since I have seen the numbers for dropped from Insurance last week, plus other indications means there may be an extra 1M people without insurance today. So, this was for 3M and now it is perhaps 4M. A 1/3 increase perhaps. Can that be real. Yes, but I can be fixed, when the exchanged is fixed according to what the meaning of is fixed, is.

They are saying as many as 6M will just pay the tiny penalty while I go from $300 - $500 a month without complaint. No kids, no debt, flush, etc. Oh well, I can do my part as usual in the long suffering middle class.

http://news.investors.com/ibd-editorials-viewpoint/093013-673120-obamacare-may-actually-boost-number-of-uninsured.htm
Could ObamaCare, the goal of which was universal health coverage, actually increase the number of uninsured? If it does, the blame will fall almost entirely on provisions in the law, not Republican opposition to it.

The health insurance mandate was supposed to force the uninsured, especially the young and healthy, to get coverage. And the employer mandate, which the president has postponed for one year, was supposed to keep employers from dropping coverage.

But the penalty on individuals is much less than the cost of coverage: the greater of $95 or 1% of income in 2014, rising to $695 or 2.5% of income by 2016.

as promised..here is an 80/20 GOLD Plan with $1750 deductible/$5000 out of pocket, completely subsidized by the ACA for $366.99..I don't have to pay a penny for it..i haven't selected dental yet since i need to talk to my dentist prior to final commitment but the plan i'm looking at is $10/month:




summary of benefits:

http://www.coventryhealthcare.com/web/groups/public/@cvty_commoncontent/documents/webcontent/fl72600.pdf

fuck florida blue and their $800 dollar policies..see? how this works boys?..coventry has to do the same things florida blue does yet they are willing to offer me a COMPETITIVE price for the same coverage..regulated, free enterprise!..when EVERYONE has to compete..WE WIN!

Thank you, Mr. President!

pSi007 said:

http://kff.org/interactive/subsidy-calculator/




examples:

~ 40 years old, $45k income, lives alone, smokes cigs, no kids = $330 per month, no rebate from the Gov.

~ 40 years old, $45k income, lives alone, NO cigs, no kids = $300 per month, no rebate from the Gov.

~ 53 years old, $75k income, lives alone, NO cigs, no kids = $500 per month, no rebate.

~ 63 years old, $45k income, lives alone, NO cigs, no kids in house = $750 per month, $400 rebate.

~ 45 and 40 year old, $75k income, married, smokes cigs (both), no kids = $700 per month, no rebate.

~ 45 and 40 year old, $75k income, married, NO cigs (both), no kids = $700 per month, no rebate. (same as smoker)

~ 28 and 28 year old, $45k income, married, NO cigs (both), 1 child under 20 years = $730 per month, $400 rebate.


Wow... this is expensive! It is also going to be mandatory to purchase health coverage or you will face increasing fines. How many people will choose to take the fine and NOT purchase health coverage. In America, there are 48million uninsured people, I know some are out there...

Click to expand...

i would have loved to participate in your poll..there is no "chose ACA policy NP and is happy" selection?..but then again i follow rules, read directions etc;..atypical male actions.

EDIT: i find your examples above to be not quite the truth..

schuylaar said:

as promised..here is an 80/20 GOLD Plan with $1750 deductible/$5000 out of pocket, completely subsidized by the ACA for $366.99..I don't have to pay a penny for it..i haven't selected dental yet since i need to talk to my dentist prior to final commitment but the plan i'm looking at is $10/month:


View attachment 2880812

summary of benefits:

http://www.coventryhealthcare.com/web/groups/public/@cvty_commoncontent/documents/webcontent/fl72600.pdf

fuck florida blue and their $800 dollar policies..see? how this works boys?..coventry has to do the same things florida blue does yet they are willing to offer me a COMPETITIVE price for the same coverage..regulated, free enterprise!..when EVERYONE has to compete..WE WIN!

Thank you, Mr. President!

Click to expand...

That plan sucks ass.

If you don't have to pay a penny for it does that mean no one has to pay for it? The doctors, hospitals, drug companies do it on a gratis basis for you because of your specialness or something?

NoDrama said:

That plan sucks ass.

If you don't have to pay a penny for it does that mean no one has to pay for it? The doctors, hospitals, drug companies do it on a gratis basis for you because of your specialness or something?

Click to expand...

this plan is typical of what a good employer would offer..80/20..$1750 deductible and 5000 out of pocket..sames limits, same exact coverage at my cushy, six-figure employer..as for my not paying for it..i had to lie..sorry..i really am qualified for medicaid but our state will not accept the expansion..so i had to show income that doesn't exist to get the government to subsidize..student loans are not income.

EDIT: bitterness make you look old, NoDrama.

schuylaar said:

as promised..here is an 80/20 GOLD Plan with $1750 deductible/$5000 out of pocket, completely subsidized by the ACA for $366.99..I don't have to pay a penny for it..i haven't selected dental yet since i need to talk to my dentist prior to final commitment but the plan i'm looking at is $10/month:


View attachment 2880812

summary of benefits:

http://www.coventryhealthcare.com/web/groups/public/@cvty_commoncontent/documents/webcontent/fl72600.pdf

fuck florida blue and their $800 dollar policies..see? how this works boys?..coventry has to do the same things florida blue does yet they are willing to offer me a COMPETITIVE price for the same coverage..regulated, free enterprise!..when EVERYONE has to compete..WE WIN!

Thank you, Mr. President!

Click to expand...

Those are monstrous expenses. Don't applaud that mess.

schuylaar said:

as for my not paying for it..i had to lie..sorry..i really am qualified for medicaid but our state will not accept the expansion..so i had to show income that doesn't exist to get the government to subsidize..

Click to expand...

You are committing fraud.. Is that the America and ObamaCare system you are talking about?

cannabineer said:

Those are monstrous expenses. Don't applaud that mess.

Click to expand...

how so?..this is typical of what employers offer these days and less..what expenses do you find monstrous?

the $5 generic co-pay, $5 doctor visit $1750 deductible or $5000 out of pocket?

pSi007 said:

You are committing fraud.. Is that the America and ObamaCare system you are talking about?

Click to expand...

yup..reporting income i don't have to GET health..thank you governor dick rott!!!!!! now, that's the kind of america i'm talking about!!!

schuylaar, lets talk about why you are committing fraud in order to receive ACA rebates. Is that what Obama intended? A nation full of fraud and waste? Blame it on the state?

pSi007 said:

schuylaar, lets talk about why you are committing fraud in order to receive ACA rebates. Is that what Obama intended?

Click to expand...

actually, what mr. obama intended was for 100% participation of medicaid expansion..

Who takes the blame - The captain, or the pawn?

schuylaar said:

how so?..this is typical of what employers offer these days and less..what expenses do you find monstrous?

the $5 generic co-pay, $5 doctor visit $1750 deductible or $5000 out of pocket?

Click to expand...

The deductibles and out of pocket. The copays seem quite generous.

ChesusRice said:

If you are employed how much does your employer pay for your health insurance?

Does it seem expensive now?

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The 2013 survey included almost three thousand interviews with non-federal public and private firms.
Annual premiums for employer-sponsored family health coverage reached $16,351 this year, up 4 percent from last year, with workers on average paying $4,565 towards the cost of their coverage, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey

http://kff.org/private-insurance/report/2013-employer-health-benefits/

Click to expand...

You act like every body that works has health care through there work place...Lets talk about the ones that don't.. And lets talk about the young people that don't have mommy and daddy Ins until they are 26 years old...These's are the people that have to sign up, and so far they are not doing it..And no matter how good the deal is they simply don't have the money...IMO..

The Dem's have lost all common sense...The people that have Ins are the people that have the money or everybody would of had health care all ready....So someone needs to get the SUCKERS TO PAY UP....It will be funny next november when the Dems come up for reelection....

cannabineer said:

The deductibles and out of pocket. The copays seem quite generous.

Click to expand...

80/20 $1500 ded $5000 oop is quite standard these days..self insured companies are a thing of the past and have been since the 90's.

nitro harley said:

You act like every body that works has health care through there work place...Lets talk about the ones that don't.. And lets talk about the young people that don't have mommy and daddy Ins until they are 26 years old...These's are the people that have to sign up, and so far they are not doing it..And no matter how good the deal is they simply don't have the money...IMO..

The Dem's have lost all common sense...The people that have Ins are the people that have the money or everybody would of had health care all ready....So someone needs to get the SUCKERS TO PAY UP....I will be funny next november when the Dems come up for reelection....

Click to expand...

i can't wait either..THE DREAM TEAM 2016 - THE CLINTONS!!!!!

pSi007 said:

schuylaar, lets talk about why you are committing fraud in order to receive ACA rebates. Is that what Obama intended? A nation full of fraud and waste? Blame it on the state?

Click to expand...

Probably because (like the Dems/Libs Agenda) - the end justifies the means. It's Ok for the Obama Admin. to lie to get their agenda's passed so why is not ok for the mandated to lie to get it! - Whats good for the goose is good for the gander. It's the new Socialist, Mindless, Immoral America, - Party On Morons! - It's all about control - wake up and smell the reefer for crying out loud.