Sure, now tell that to all the people that smoke, drink, eat McDonalds for every meal, speed, do drugs, walk out side their homes, shit, or breathe. Your gonna die one day, it doesn't matter how good your health care is. You can only extend it by living a healthy life now, but its no guarantee you'll be alive tomorrow. Check every official statistic you want, you won't find cause of death listed as "Didn't have insurance" on any of them. Sure people go bankrput sometimes trying to save a loved one, big deal. One of my uncles has had 3 Bankruptcies, still has a home and a car and feeds his family.
The Appeal to Ridicule is a fallacy in which ridicule or mockery is substituted for evidence in an "argument."
http://www.nizkor.org/features/fallacies/index.html#index
That link is a reference for you so I can show you a few things. NLXSK1 has been kind enough to point out the Strawman fallacy for you a few times, but I will point out a few more because I just don't think your getting the idea. I can simplify it for you:
The Straw Man fallacy is committed when a person simply ignores a person's actual position and substitutes a distorted, exaggerated or misrepresented version of that position.
An Ad Hominem is a general category of fallacies in which a claim or argument is rejected on the basis of some irrelevant fact about the author of or the person presenting the claim or argument. Typically, this fallacy involves two steps. First, an attack against the character of person making the claim, her circumstances, or her actions is made (or the character, circumstances, or actions of the person reporting the claim). Second, this attack is taken to be evidence against the claim or argument the person in question is making (or presenting).
If you want to talk about out of this world statements you should read this one.....
Yeah sure, the reason Small businesses are hurting is not because business has fallen off, or that people are spending less or the fact were still in a recession. Sure, it has nothing to do with a credit crunch where small business is unable to get loans to cover things like payroll or anything. Nope, the reason small businesses are having a hard time is because they don't offer health insurance so therefore people don't want to work for them. And then you went on to talk about something called "Common Sense". (the Preceding Paragraph is not sarcasm, it me being facetious, there is a difference)
The definition of Common sense is...Sound Practical Judgment, which I am not so sure you have any.