You see it as living in fear. i see it as being prepared. How often do you crash your car? Do you still wear a seatbelt? How often do you step on glass? Do you wear shoes? How often does an unexpected bill pop up? Do you have a savings account? ow often does a computer really crash? Do you use backup? How often does someone steal your identity? Do you protect your info?
None of those scenarios require me to end another persons life.