Yeah, let's just blame this pie in the sky racism bullshit again. Man how shallow can you get. Blacks not only segregate themselves in the housing market regarding location but in churches, social events, clubs, etc.
There are plenty of laws on the books regarding equal housing, equal lending.
Gawd knows the lenders learned their lesson with the Barney Frank debacle "everyone deserves a house". You don't loan to marginal high risk peeps, it doesn't work. You only loan if you have low risk peeps sitting across from that desk and can be assured your mortgagee will pay back YOUR money in full. If the man with hat in hand has a shitty credit score and can't get a loan it's his own damn fault. Needs to stop buying guns and drugs in the hood and use his money wisely.