I look at Obama care like car insurance. Nobody wants to pay for it, but not having insurance is irresponsible to yourself and your community.
The difference is, that the individual pays for his own auto insurance.
Those that can't afford health insurance are supplemented by those with "excess" according to the ACA legislation.
An important distinction. Only those with no "excess" pay less for their insurance. That's why you hear complaining from only some of us.