I can say with absolute certainty that I have ordered from Gypsy at Seedboutique at least a dozen times. Each time I sent an International Money Order, and the longest I waited was 3 weeks, and that was because they were out of an item and weren't sure what replacement I wanted. Oh yeah, with each order you get FREE seeds sent too.
As for the whole Credit card thing, personally, anytime you create a paper trail, i.e. credit card receipts, rest assured that trail will lead right back to you, the credit card holder!
Which seed wholesaler is the best is really a matter of opinion. I am sure there are equal amounts of negative reports on forums about all of the wholesalers. Each person has to find the supplier who has the beans they want. Just remember, if you buy mediocre beans you will get mediocre buds!! And cheaply priced beans don't mean mediocre either! Mandala Mike & Gypsy Nirvanna have very reasonably priced beans and they produce bud that could compete with most of the stuff out there! Don't believe that you must spend a small fortune for beans to be good, in fact most of the really pricey beans have the potential to dissappoint as well!
As for me, I generally go to the Auction sites to find beans at a somewhat cheaper price, like
Cannabis Seeds at Auction! ran by Seed Boutique, and Bidzbay which is part of
Cannabis Forum, Cannabis seeds and Cannabis Seed Auction from Breedbay.which is Subcool and Mz.Jill's other site at
cannaseur Seeds. Both of these sites are run by reputable companies, and they too send along FREEBIES with each win or "BUY NOW" purchase.
So, people everyone's experience will be different, so to ask someone what they think is a gamble, because had I used that as a way to determine who to buy beans from, I would have never bought any, because I heard bad stuff about EVERY site out there. Find what works for you, and run with it until it stops working. Oh yeah, as a rule of thumb, if you get your beans confiscated by Customs, they usually just send you thier pink form letter indicating that they siezed the contraband, and they leave it at that. Now, if they keep catching stuff coming to you, Yeah expect a knock at the door! I would suggest that you use real names, just have it delivered to an addy that has no growing going on, a safe address!