Yes.. there was a long stagnant period there where you could buy just about anything for 0% APR on cars, trucks, SUV's, Credit Cards (still some out there), furniture, appliances, etc. Working for Ford/Chevy Dealerships for years, (21 in Finance) I could never understand how they can keep doing this? Some folks would even say "well, they're making money on this some how".... no, they weren't. 0% is 0%. The only way we could make any money on them was to sell back end products like Gap, Warranty, Road Hazard, Credit Life, etc.... we did get a "flat" for the financing, but come on,.. it was like $200.