How would raising taxes affect you and our economy?

beenthere

New Member
"The average cost of health insurance is difficult to measure precisely. The mean cost in 2008 of insurance from an employer was $4,700 per annum for an individual, and $17,700 per annum for a family of four, according to Kaiser Permanente."

Article Source: http://EzineArticles.com/2352517
lol. that's rich.

did you pull that out of your ass or mouth? i can't tell, they look the same to me.

my employer based health care plan at one of those kushy desk jobs was about $50 a month, $600 a year for basic coverage health care insurance.

how you came up with $330+ per month as the average rather than the top top top end is beyond me.
As anyone can see, Bucky Biden thinks his measly $50 per month employee contribution is fully covering his employer provided healthcare insurance plan, what the knucklehead doesn't know is, the actual plan is costing his employer 6-8 times as much as his $50 monthly contribution. Which goes directly to the heart of my initial question, where is the rest of the money going to come from now that I as an employer can pay the penalty which is much lower or let my employees pay their own tax which is now, thanks to ACA is completely affordable for them?
 

UncleBuck

Well-Known Member
I'm not going to read 53 pages, so tell me why are you using an invoice from 2009? Is that the last time you worked for a paycheck?
nope. i worked in fall of 2009, spring and fall of 2010, and the first four or five months or so of 2011 but no health insurance.

did beenthere totally own me by showing me how individuals pay almost $400 a month on average for basic health care? i mean, not even my wife, who has a pre-existing condition and had to buy health care on the open market, not through any employer, only pays about $220 or so a month for her premium plan. and beenthere wants us to believe that it costs $4700 annually for an individual.

fail by beenthere and his ultra-reliable source "ezine.com". lol.
 

UncleBuck

Well-Known Member
As anyone can see, Bucky Biden thinks his measly $50 per month employee contribution is fully covering his employer provided healthcare insurance plan, what the knucklehead doesn't know is, the actual plan is costing his employer 6-8 times as much as his $50 monthly contribution. Which goes directly to the heart of my initial question, where is the rest of the money going to come from now that I as an employer can pay the penalty which is much lower or let my employees pay their own tax which is now, thanks to ACA is completely affordable for them?
don't make me bust out my wife's health insurance. $220 or so a month for a premium plan with a pre-existing condition on the open market and not through any employer.

just admit you're out of your element and grow gangly, sickly yellow twigs.
 

Winter Woman

Well-Known Member
China is definitely slowing. Their housing market is set to possibly collapse. The EU just kicked the can down the road with no solution and 100's of billions gone. I don't have good feelings about much when it comes to the economy.

Unemployment of the young people is bad and will get worse very soon. 800,000 illegals will now have a green card and can now work legally in the USA. Which is fine with me, they are legal now. So now there are almost a million more going for the same jobs.

The Middle East is in chaos, I don't care how it got that way. It is in chaos.

Zimbabwe (used to be Rhodesia was known as a bread basket of Africa) kicked out the farmers and carved up the land into plots so small you can't live off it. What did they get? Famine. Now South Africa one of the Bread Baskets of that continent is considering doing the same thing. What do they have to look forward to? Famine. Top that off with incredibly bad weather and violent tribalism and religious wars over there.

Things are tough and going to get tougher. When the true cost come to roost starting in 2013 and beyond I think we will be shocked at what the cost truly will be. Pair all that with what we just did to our economic engine. The world is counting on us, not China to pull everyone out of the this economic funk.

I hear talk about Brazil and a few other countries. They say that they are enough to pull us out. Have you looked at the size of their GDP to ours, the EU?

I most certainly am not a professional in the market. But I know trouble when I see it.

I really do hope I'm very wrong about all of it.
 

Winter Woman

Well-Known Member
nope. i worked in fall of 2009, spring and fall of 2010, and the first four or five months or so of 2011 but no health insurance.

did beenthere totally own me by showing me how individuals pay almost $400 a month on average for basic health care? i mean, not even my wife, who has a pre-existing condition and had to buy health care on the open market, not through any employer, only pays about $220 or so a month for her premium plan. and beenthere wants us to believe that it costs $4700 annually for an individual.

fail by beenthere and his ultra-reliable source "ezine.com". lol.
UB, that is low. My hubby and I paided $783 a month for Blue Cross. It had a $2,400 deductible, then 80/20 for the next $4,000.

Sorry, if I can find an invoice without having to unbox things I've packed I'll scan and post it.

Edit: When he went onto Medicare my single person policy jumped to $836 for me alone.

Edit: Just talked to the Mr. and he said I was wrong. It was $1,200 a month for a couple and I was $793/month for me only then we had a price increase to 836 or there about.
 

UncleBuck

Well-Known Member
UB, that is low. My hubby and I paided $783 a month for Blue Cross. It had a $2,400 deductible, then 80/20 for the next $4,000.

Sorry, if I can find an invoice without having to unbox things I've packed I'll scan and post it.

Edit: When he went onto Medicare my single person policy jumped to $836 for me alone.
but isn't your hubby on his death bed or something? no offense, i just recall you posting about some medical bullshit he was unfortunate to endure.

the average person buying insurance is not paying $400 a month for a basic plan, sorry.

i'll shop around for open market insurance for myself today and let you guys know what rates i find on basic coverage.
 

beenthere

New Member
don't make me bust out my wife's health insurance. $220 or so a month for a premium plan with a pre-existing condition on the open market and not through any employer.

just admit you're out of your element and grow gangly, sickly yellow twigs.
I have no idea what a "premium" healthcare plan is or costs in Oregon, but I can tell you this, you aren't going to even come close to touching one in California for less than $500 a month, $1,400 for a family plan.

As far as growing goes, I'm not one for posting pics and journals on forums but I might make an exception. When you can average OVER a gram/watt, I'll listen, until then, you're just another newb with a big mouth.
 

beenthere

New Member
Oregon Employer-Based Health Premiums

Average Single Premium per Enrolled Employee For Employer-Based Health Insurance, 2010View 50-State Comparison
OR
%
OR
$
US
%
US
$
Employee Contribution16%$84821%$1,021
Employer Contribution84%$4,33879%$3,919
Total100%$5,186100%$4,940

Well Bucky Biden! LMAO
 

UncleBuck

Well-Known Member
I have no idea what a "premium" healthcare plan is or costs in Oregon, but I can tell you this, you aren't going to even come close to touching one in California for less than $500 a month, $1,400 for a family plan.
whatever you say, buddy. we've established you are a liar, so i'll go ahead and let you believe what you want to believe and live in your own little angry world.

As far as growing goes, I'm not one for posting pics and journals on forums but I might make an exception. When you can average OVER a gram/watt, I'll listen, until then, you're just another newb with a big mouth.
i never understood these people who set up these elaborate systems, like aeroponic vertical grows and the like, to get over a gram a watt. i just drop a clone in some dirt and put it under a light and voila, two months later i have rent on a tree waiting for me. why fix what ain't broken? i keep it simple.

and my outdoor plants don't end up looking like sickly, gangly, abused yellow twigs. my gram per watt ratio is pretty awesome out there. it's probably well over a thousand grams per watt. it doesn't cost much to keep a few fans going out there.
 

UncleBuck

Well-Known Member
Oregon Employer-Based Health Premiums

Average Single Premium per Enrolled Employee For Employer-Based Health Insurance, 2010View 50-State Comparison
OR
%
OR
$
US
%
US
$
Employee Contribution16%$84821%$1,021
Employer Contribution84%$4,33879%$3,919
Total100%$5,186100%$4,940

Well Bucky Biden! LMAO
still nowhere near $400 a month, and still doesn't explain my wife's $220 a month plan.

i'll shop around today for quotes to make you look even more chicken littlish with your ridiculous claims about the costs of basic coverage.
 

beenthere

New Member
whatever you say, buddy. we've established you are a liar, so i'll go ahead and let you believe what you want to believe and live in your own little angry world.



i never understood these people who set up these elaborate systems, like aeroponic vertical grows and the like, to get over a gram a watt. i just drop a clone in some dirt and put it under a light and voila, two months later i have rent on a tree waiting for me. why fix what ain't broken? i keep it simple.
Of course you don't understand Bucky, that was my point all along!
 

nontheist

Well-Known Member
still nowhere near $400 a month, and still doesn't explain my wife's $220 a month plan.

i'll shop around today for quotes to make you look even more chicken littlish with your ridiculous claims about the costs of basic coverage.
Its cheaper for the employer to dump it, pay the 2k fine and let the employee pick up the 5k tab
 

cannabineer

Ursus marijanus
whatever you say, buddy. we've established you are a liar, so i'll go ahead and let you believe what you want to believe and live in your own little angry world.



i never understood these people who set up these elaborate systems, like aeroponic vertical grows and the like, to get over a gram a watt. i just drop a clone in some dirt and put it under a light and voila, two months later i have rent on a tree waiting for me. why fix what ain't broken? i keep it simple.

and my outdoor plants don't end up looking like sickly, gangly, abused yellow twigs. my gram per watt ratio is pretty awesome out there. it's probably well over a thousand grams per watt. it doesn't cost much to keep a few fans going out there.
Well, speaking as one who can't grow outdoors (I am nakedly envious btw.) maxing a limited-space indoor grow takes on hobby aspects. It's fun ... for me at least. Or will be when I get good again. cn
 

Winter Woman

Well-Known Member
but isn't your hubby on his death bed or something? no offense, i just recall you posting about some medical bullshit he was unfortunate to endure.

the average person buying insurance is not paying $400 a month for a basic plan, sorry.

i'll shop around for open market insurance for myself today and let you guys know what rates i find on basic coverage.
Yes, he was/is ill. Made worse by the doctors.

Do me a favor and price that out in MI too. You'll be stunned. What do you mean by basic?
 

UncleBuck

Well-Known Member
Yes, he was/is ill. Made worse by the doctors.

Do me a favor and price that out in MI too. You'll be stunned. What do you mean by basic?
by basic, i mean around a $15 co pay to see a doctor, and enough coverage to protect the family nest egg should i fall very ill. about $5k - $10k deductible, nothing super dank.

and yes, i just read about what happened with you guys. carne was right, sue the fuck out of them. you had to move and everything based on bullshit, i got mad just reading all that.
 

nontheist

Well-Known Member
Its cheaper for the employer to dump it, pay the 2k fine and let the employee pick up the 5k tab
In total, the 71 Fortune 100 companies that responded to this inquiry could save an estimated $28.6 billion in 2014 alone by eliminating health insurance coverage for their more than 5.9 million U.S. employees (impacting more than 10.2 million employees and dependents covered by those plans) and instead paying the $2,000 per full-time employee fine created in the Democrats’ health care law. From 2014 through 2023, these employers could save an astounding $422.4 billion if they took this action.
Individually, these employers could save, on average, $402.3 million ($4,821 per full-time and part-time U.S. employee) – on an after tax basis – in 2014 alone by eliminating their health insurance coverage and instead paying the employer mandate’s $2,000 per full-time employee fine. From 2014 through 2023, the average employer responding to the survey could save $5.9 billion if they dropped coverage in favor of paying the mandate penalty.

 

kelly4

Well-Known Member
don't make me bust out my wife's health insurance. $220 or so a month for a premium plan with a pre-existing condition on the open market and not through any employer.

just admit you're out of your element and grow gangly, sickly yellow twigs.
Pics or gtfo.
 
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