How about this.
The outback that my buddy was driving and totaled on the way down during the evacuation.
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The fucking thing didn’t burn! Lol. I told the insurance company, the day after the fire, we had to abandon it because it just died lol on the way out. I thought for sure it would be all burnt up.
If they call me wondering what really happened to the car i’ll tell them to suck my dick. It was the fire.
I just didn’t want to have to report the accident to the dmv as it would have prob jacked up my rate. Maybe? I dunno. My buddy is on my policy lol.