you signed for your mortgage you couldn't afford to begin with on that dotted line, you put zero down for a variable rate because you had no savings because you live week to week and always have, your rate got jacked all to hell the next year, you then made 3 years worth of payments, filed chapter 13, fought that for two years, then filed chapter 11 and rode that for another 3 years, then you forfeited it all to live in a trailer which will depreciate to $0.00.
and you call yourself "fiscally conservative"
cucking hilarious.