decisions, if you feel you're suffering,now, do whats right for you. If you have a bump,and only aches when touch, and seems to get better, well take the free money,he saids he will put in with your check, i think workmans comp is like 80% of your weekly pay. Only you know whats up with yourself. But these days all employers are suppose to have safety programs, EMPLOYERS INSURANCE companies require these programs, to educate and to prevent injuries.