BarnBuster
Virtually Unknown Member
got it, I retired at 58, so had a 7 year gap that I had to pay before Medicare kicked in. I know the price was climbing every year on the premiums with a $6K deductible. Sucks
Hey old farts..how many over 50 yrs?
- Thread starter Coho
- Start date
rollyouron
Well-Known Member
Yes it does suck! My dad was Union worker and then I was a Union worker so I've had great insurance my whole life. Now I know why everyone was bitching about the cost of heathcare. What's up with the Cobra insurance? Its 20.000 a yeargot it, I retired at 58, so had a 7 year gap that I had to pay before Medicare kicked in. I know the price was climbing every year on the premiums with a $6K deductible. Sucks
too larry
Well-Known Member
My work had paid all my health insurance for 24 years, then they stopped a year and a half ago. I did get a nice raise to offset it though. My wife was working for the county at the time, and I got in on her plan. About $500 a month for me. {I'm going to be 57 next month} Since then the wife has retired, and we are still using the county plan. But she will be 65 next year, so will go on Medicare. Not sure what we are going to do then.
rollyouron
Well-Known Member
It's a shame you work so long and hard, and have to worry about fucking healthcare and how the hell you're going to pay.
Budley Doright
Well-Known Member
I had a family come up here every summer and rent my cottage for two weeks from Ohio, his dad and mom rented from my grandfather so it's been over 50 years. The guys 60 now and at 54 it was his last year here. He lost his job, the plant closed, he lost his benefits and his wife, who was taking a very expensive drug was cut off
, she died 8 months later. Then he contracted some disease that caused him to go blind, not sure if insurance coverage would have saved him. He is now living on social assistance and his son has not been seen in 3 years. That story more than any other thing makes me living in Canada feel very lucky. Not to say we don't have issues but that would not happen here.
, she died 8 months later. Then he contracted some disease that caused him to go blind, not sure if insurance coverage would have saved him. He is now living on social assistance and his son has not been seen in 3 years. That story more than any other thing makes me living in Canada feel very lucky. Not to say we don't have issues but that would not happen here.
greg nr
Well-Known Member
My company just ditched it's retiree health plan. No coverage once you retire. Into the swamp for you!
But I'm still working, so I have a bit of time left, though not a lot.
too larry
Well-Known Member
Back in the old days, there wasn't a lot that could be done by hospitals that couldn't be done by your family doctor, so no insurance was needed. You just paid for care as you needed it. Many poor people didn't go to doctors because they just didn't have the money. But many rich folks died of things that would be easy to fix today.
Now we have such high tech health care, it would cost more than anyone could pay out of pocket, so insurance is needed to use this sort of health care. Like any business, they are in the business of making money. I have mixed feelings on all this high tech medicine. If you go curing cancer, you will never get a parking place at Walmart.
I have seen that staying away from the Doctor's office is the best way for me to stay healthy. That and stir-fry.
Now we have such high tech health care, it would cost more than anyone could pay out of pocket, so insurance is needed to use this sort of health care. Like any business, they are in the business of making money. I have mixed feelings on all this high tech medicine. If you go curing cancer, you will never get a parking place at Walmart.
I have seen that staying away from the Doctor's office is the best way for me to stay healthy. That and stir-fry.
Budley Doright
Well-Known Member
greg nr
Well-Known Member
My father was a physician who grew up during the depression. He used to say that they used to call pnemonia the elderlies friend. It would get them before anything lingered too long; and it was a relatively painless death.
Now, they have the technology to keep people from dying from simple diseases, and even more complicated ones. But in many cases, they don't know when to stop. People are kept alive, in misery in a lot of cases, just because it is a billable procedure. Once a nursing home gets you and your finances, they will be sure to spend all of it before you die.
Now I'm not knocking health care for the elderly. But they dispense to those who don't wqnt it in many cases, and deny it to those who need it. It's an f'd up system.
I'm going to lay in a supply of phentanyl. I'm not going out like that.
Now, they have the technology to keep people from dying from simple diseases, and even more complicated ones. But in many cases, they don't know when to stop. People are kept alive, in misery in a lot of cases, just because it is a billable procedure. Once a nursing home gets you and your finances, they will be sure to spend all of it before you die.
Now I'm not knocking health care for the elderly. But they dispense to those who don't wqnt it in many cases, and deny it to those who need it. It's an f'd up system.
I'm going to lay in a supply of phentanyl. I'm not going out like that.
too larry
Well-Known Member
Your everyday diet and exercise habits {and your genetics} have more to do with your long term health than any procedure. Most folks would feel better and live longer if they were to lay off all the bad stuff. We have known what they are for a long time. Too much dairy, too much sugar, too much salt, too much protein, too much fat, too many processed foods, etc, etc.. Most of the time, the less we eat, the longer we live. It's been 4-5 years since I was in a Doctor's office. I'm sure at some point I will have to go back, but as long as I can walk by, I'm going to keep doing that.
too larry
Well-Known Member
I have to agree. Quality of life is the most important thing. And as a nation we have to decide if it's right to go into debt to lengthen a person's life for a few months at the cost of hundreds of thousands of dollars.
On a more personal note, my mom died this year. She had a couple of big strokes, and a whole lot of small ones. She had said she didn't want to go to the nursing home, no matter what. Part of it was she wanted to die at home, but she also knew her savings would have been gone in a few months. As it turned out, she had a big stroke and died at home with her family around her. It could have easily gone the other way. With her in a nursing home, not able to speak or feed herself, and the great grand-kids collage fund gone like the wind.
Woodstock 69 kid
Member
69 and still cookin
too larry
Well-Known Member
Welcome to RIU.
Woodstock 69 kid
Member
Thanks ,just came in
Kcbscrogger
Well-Known Member
The trick is to be able to cook while you’re 69ing! Welcome
too larry
Well-Known Member
You guys know how both the year '69 and the sex act {Mutual oral satisfaction} came to represent the free love era. Fast forward 27 years, and Aids was blowing up. A friend and I were talking about the danger of getting strange pussy. He was saying the only safe oral sex these days is to lay in bed and talk about it. So I dubbed 96'ing as safe oral sex. Laying in bed, feet to head with your back to each other.
ttystikk
Well-Known Member
Google 'ferret legging' if you dare lol
BarnBuster
Virtually Unknown Member
this. Make sure we all have our end of life, DNR and POA's in order for ourselves and family.
ttystikk
Well-Known Member
Fuck, I hate getting old enough to start having to think about shit like this.
BarnBuster
Virtually Unknown Member
Yeah, but not just us oldsters, even younger folks need this. Imagine a 20's something son or brother>>accident>>catastrophic brain injury>>coma>>no DNR>>resuccitated, intubated numerous times, and living another 30 years in a sub par long term care facility because no legal docs
shit like that does happen