law enforcement has to get warrants to see power company records. they're going to get warrants to see 4 plant grows? if they're getting warrants, its for 400, or 4000 plant grows....if i was a judge and some cop wanted a warrant to check the records of a 4 plant grower....he'd be the local crosswalk guard pretty quick
Exactly. Unless somebody is really gardening on a BIG scale i dont think its an issue.
so you can rebuild the house, at least, and the bank isn't screwed. or at least have enough to pay off what you owe
I have replacement cost on my policy obviously, I think it is GRC, but what I was asking Dman is if it has to be fire specific? I think the replacement cost is for all hazards except earthquake & flood which is an additional deductable.
Most standard homeowners policies come with inclusions like those that you mentioned (although you might wanna check that earthquake exclusion, as most policies now include earthquakes), but all Canadian banks and mortgage lenders insist in a minimum of total loss fire coverage only.
