In all aspects of this wonderful hobby it is never safe to assume anything. You can try to contact the bank and see what the freebies are. But, don't expect them to give you autos just because you asked for them. Welcome to RIU btw, The first thing you should do is to read, study, plan, and act on your grow. The link in my signature has several videos made by master growers for 1st timers. Great information for you.
If you don't get a chance to click in my signature, I am reasonably sure you will get another chance when my friend lime73 replies to your thread. He may even be doing it while I type this. LOL! Best of luck!