Get a phone call from a "toll free" number last night saying there was possible fraud on my card and gave the last 4 of the card number. First thing I think of is scam... then they call back and the wife is talking to them and when they asked for my name I told her hang up. Called the card services # on the card and I guess the call was legit (looked up the number also). Someone charged a little over $200 at Wally World, I have no idea how they got the number, but my card is dead now... I would have thought the caller ID would show fraud services or something.
Same thing happened to me last July. It said Fraud Services but who believes that anyway?
I've gotten scam calls the said fraud services too, so scammers try that route too.
Called the number and the first thing out of the girl's mouth is give me your card number. I said fuck you and you could tell she wasn't expecting that so I called back and got another person. Usually scammers will just say fuck you back.
If they only charged $200 at one place they must be getting smarter.
They tried charging shit all over the world on mine, from Hong Kong to Canada to Kansas but the fraud services rejected everything except a dozen charges for new Netflix accounts. Would have been thousands of dollars that I didn't have in there anyway. Called Netflix and they refunded the money and shut down the new accounts. They went through every attempted fraud charge on the phone and I had to say no I didn't try to buy that.
This shit sucks but it's apparently pretty easy to do, lots of people getting hacked and the bank can never give you any tips on how to avoid it. Banks contract out for fraud services, they don't do it themselves.
99% chance you're vulnerable when you buy stuff off the internet and who doesn't do that? Not everybody accepts PayPal that gives you a little insulation.
Welcome to 21st century crime.