So I felt exactly the same way regarding bitcoin. I was very skeptical. After downloading the app and pushing through the registration process (which nearly deterred me until I downloaded Coinbase, which is a lot lot stressful instead of BitPay) you can enroll a debit/credit card ($300.00 weekly transfer max) or bank account ($5,000.00 weekly transfer max). I transferred from my debit and transferred the exact amount in my MWS shopping cart. I then went back to shopping cart and checked out. This has been my only bitcoin purchase but once registered it was pretty simple and I like it. In addition, exchange rates fluctuate so there's actually a possibility of making $$$ via bitcoin depending on exchange rates. Hope this helps.