I don't doubt your insurance company says it will refuse you coverage for your garden, but I question the legality. A properly and professionally installed grow room is no greater risk than many other home renos or addition and they get insured everyday. Unless there is a a rule that disallows growing ANY indoor plant, it is discrimination against mmj patients. The little guy like you or me aren't gonna force insurance companies to change the rules...but government can, so make some noise, call your mp, newspaper and these governing bodies.
Sad but true!
Again, growing MMJ is illegal in Canada as of Mar/2014. Yes some of us are covered under the MMAR injunction, but that does not mean we can force the insurance companies to cover it.
You are being scammed. "former mj grower policy" WTF? Find a new insurer.Sad but true!
At least Lloyds has assured me that if Phelan sides with us, they will immediately start offering LEGAL MMJ homegrows. They already have all of my inspection docs for structural, electrical, fire, municipal by-law, and an OPP report for good measure. I'm already paying the premium as a former MMAR grow ($3800), which is actually the exact same as an active MMAR grow. It's the only "former MMAR grow" homeowners policy I could find, yet they charge me as if I'm actually still growing MMAR. Now that's some bullshit pricing right there...grrrr!
There is insurance on the building I use, and I know a few others that are insured in BC. Like I said, make some noise...what choice do you have. If you are covered by the injunction(?) you are legal, your insurer has said they will insure when it;s legal.... Fucking insurance companies are worse than lawyers...crooks
If I could, I would....and I deal with a Broker, not an agent. I encourage anyone here to make a few anonymous phone calls to ANY insurance company in Canada. Tell them you're looking for a homeowners policy and you're covered under the MMAR injunction. Make sure you told him it's professionally constructed and 100% safe. Even offer them to come and inspect the grow room. Maybe after a few of you make a few phone calls you'll understand exactly what I'm trying to tell you.
I understand...I am just not the type to take no for an answer. Unless you're loaded, fighting them in court is out without a class action. Or federal (provincial) consumer protection laws. It is clearly a discriminatory practice and that pisses me off. I know you have probably tried every way possible, but I wouldn't stop.
I had a long hard-fought 5-year battle with insurance on another matter. Pretty much sucked all the fight outta me!
no issue with you.... it's the work you say that has been inspected I don't agree with is all and you're all bent about it.
by the way... Im not disagreeing with you about INS and coverage.
Thank-you!
sounds like he's pulled his head out of where it's been most recently
