good job on the repayments... ill be almost 60k in debt when im done uni
Random Jibber Jabber Thread
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a senile fungus
Well-Known Member
I hate it. I'm fully aware that every dollar I make I already owe to some loan company...
My advice to you is to keep up on the payments and at least take care of interest plus a lil sumthin, if not it accrues quickly.
How much longer till you're finished?
i cant pay until im done school it doesnt allow you yet but its interest free for the first 3 years your out of school AND WORKING so
if youre working and out of school than you get 3 years of interest free,
i wont be done school for 5.5 more years if i go to uni!
a senile fungus
Well-Known Member
Holy moly that's a pretty sweet deal!
I can defer payments as long as I'm a fulltime student, but I don't have time to be a student and work fulltime too, so I'm working for now.
Hopefully this home purchase works for me so I can charge rent to tenants and have extra time for school...
I pay as much as I can to get it out of the way sooner, but it sure does make saving a bit tricky. I've basically lowered my monthly payments to the bare minimum because I'm trying to save for a deposit on the house.
Money sucks...
that it does!
hope all goes well on the house buying
You should grow marijuana. I've heard people will give you money for it...
Fungus Gnat
Well-Known Member
a senile fungus
Well-Known Member
Well here's the deal.
I want to bring the washer and dryer upstairs so that I could partition off the downstairs and have the upstairs for tenants and the downstairs for me. I could potentially have a kitchenette and a half bath down there, until then it'll be a door that only I have access to.
The mortgage I'll take out will be more than the house is for, so that I can finish off the basement and then I'll have a shit ton of space down there. I would go from the 32ft² of floor space to over 150ft²
I hope that this run I have going right now will help with my down payment, and subsequent harvests will continue to supplement my income.
I'd love to implement your outdoor cage too, what do you use for the roof? I remember cinder blocks for the walls.
I use a 6x10 dog kennel from home depot and clear plastic, also from home depot, for the roof. I can fit 14 quarter pounders in there. But you get longer summer days so yours could get bigger.Well here's the deal.
I want to bring the washer and dryer upstairs so that I could partition off the downstairs and have the upstairs for tenants and the downstairs for me. I could potentially have a kitchenette and a half bath down there, until then it'll be a door that only I have access to.
The mortgage I'll take out will be more than the house is for, so that I can finish off the basement and then I'll have a shit ton of space down there. I would go from the 32ft² of floor space to over 150ft²
I hope that this run I have going right now will help with my down payment, and subsequent harvests will continue to supplement my income.
I'd love to implement your outdoor cage too, what do you use for the roof? I remember cinder blocks for the walls.
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a senile fungus
Well-Known Member
Do they have attached roofs?
I need something that someone couldn't get into without extreme measures...
I'll look into a dog kennel, thanks for the tip.
a senile fungus
Well-Known Member
@Dyna Ryda those are some pretty roses BTW 
Thanks, I took that picture the day I planted them. They don't look that good now, but they are starting to look better. Maybe the sun is to hot in that spot during the summer, I honestly don't know shit about growing roses.@Dyna Ryda those are some pretty roses BTW
a senile fungus
Well-Known Member
Nor do I, I need to research how they propagate so I can spread mine around, I have a really pretty rose bush but its hidden in my backyard. Aren't you supposed to clip down the rose bush in the wintertime?
thatguytom
Active Member
Haha this thread was funny... Well i have ocd and adhd and a few other lovely attributes..I'm thought I was crazy but ended up graduating high school two years early went to college then the army and im the youngest successful bar owner to ever live in my city and its not a small-town.. on the coast in south matter of fact so guess what I had some heat issues in tent that killed my first and only batch of soil I'm on second grow now it's one of the 50 grow systems I built but stuck with dwc finally for this go got some new equipment be here Sat with my systems bare in mind I'm in a no bueno state that basically gives the electric chair.. also i have a awesome wife.sometimes...and the most amazing son ever he has a garden in the front of our house that we check daily to remind people that there can always someone else on the other side of the door... He unfortunately had gastrointestinal from farmers pesticides..apparently commen hes the reason I'm doing this to provide him possibly meds but for now only daddy gets to use them..I have many legitimate reason b1 got ba bullet in my collar bone where it and shoulder meet right between the bones logged also i am a combat vet not a bad business man that got popped for shorting someone..I'm just a man that has been through more shit and seen and done a wide span...probably why such makes my ocd so bad and often..well on the bright side I'm only 28 I was raised my a runaway mom I grew up fast and hard to say the least but made me the dad I am today.. my son sleeps in his own bed in his own room..not in back seat of a car.. I spend every afternoon with him then my day starts at 3-4 till no later than midnight I'm a pretty Good business man a matter of fact.. I own a couple property's that I rent out and small businesses that my best friend runs for me..nothing major just enough to pay our house note and utilities and vehicle well hers I don't get tired every two years in my truck..anyways again I'm ocd and don't mean to wonder off I'm just really high. And felt like some random jibber jabber....I have a pretty unique idea or having trouble with something even if it's not bout cannabis hell I just wanna see everyone do there thing so I'll give my input on everything and anything if it will help ya...remember only second grow cuz had so many ideas drawings like I said ocd makes me do and see thing's differently I built 2 stealth 1 dresser one Wal-Mart armoire converted..both probably would have successfully worked but i was not content.. so now I have a 8x4x6.5 in upstairs bedroom..yep shit just got hotter for them...any how after recklessly blowing almost 2-3k on systems I wanted to figure out and experience... Needless to say I've built each one except vertically and true aeroponic only misters and full circle sprayers..but I can definitely advise what not to do from doing such a fast mad minute building demolition back and forth....I'm confident they each would have been acceptable for first few harvests but...I'm compulsive on my mission's and can't stop till complete task at hand..I'm also insomnia and plenty of other awesome boring names.but again thanks for whoever finished the book..feel free to ask anything want a opinion on I'm almost positive if I can't figure it out I'll have you motivation to or put a missing piece In for you to solve the task at hand...peace from thatguy
I was raised my a runaway mom I grew up fast and hard to say the least but made me the dad I am today.. my son sleeps in his own bed in his own room..not in back seat of a car.. I spend every afternoon with him then my day starts at 3-4 till no later than midnight I'm a pretty Good business man a matter of fact.. I own a couple property's that I rent out and small businesses that my best friend runs for me..nothing major just enough to pay our house note and utilities and vehicle well hers I don't get tired every two years in my truck..anyways again I'm ocd and don't mean to wonder off I'm just really high. And felt like some random jibber jabber....I have a pretty unique idea or having trouble with something even if it's not bout cannabis hell I just wanna see everyone do there thing so I'll give my input on everything and anything if it will help ya...remember only second grow cuz had so many ideas drawings like I said ocd makes me do and see thing's differently I built 2 stealth 1 dresser one Wal-Mart armoire converted..both probably would have successfully worked but i was not content.. so now I have a 8x4x6.5 in upstairs bedroom..yep shit just got hotter for them...any how after recklessly blowing almost 2-3k on systems I wanted to figure out and experience... Needless to say I've built each one except vertically and true aeroponic only misters and full circle sprayers..but I can definitely advise what not to do from doing such a fast mad minute building demolition back and forth....I'm confident they each would have been acceptable for first few harvests but...I'm compulsive on my mission's and can't stop till complete task at hand..I'm also insomnia and plenty of other awesome boring names.but again thanks for whoever finished the book..feel free to ask anything want a opinion on I'm almost positive if I can't figure it out I'll have you motivation to or put a missing piece In for you to solve the task at hand...peace from thatguy
Unclebaldrick
Well-Known Member
I do believe that the water broke.
a senile fungus
Well-Known Member
Woot woot the time is near!
I wish you three the best and I hope all goes smoothly!!
ChingOwn
Well-Known Member
Don't know where you live, but down here in New Mexico where I just bought a house like three weeks ago, you are not allowed to take out a larger mortgage for upgrades if you're a first time buyer, because that was one way that people got in trouble and made the economy crash.Well here's the deal.
I want to bring the washer and dryer upstairs so that I could partition off the downstairs and have the upstairs for tenants and the downstairs for me. I could potentially have a kitchenette and a half bath down there, until then it'll be a door that only I have access to.
The mortgage I'll take out will be more than the house is for, so that I can finish off the basement and then I'll have a shit ton of space down there. I would go from the 32ft² of floor space to over 150ft²
I hope that this run I have going right now will help with my down payment, and subsequent harvests will continue to supplement my income.
I'd love to implement your outdoor cage too, what do you use for the roof? I remember cinder blocks for the walls.
Also the minimum deposit is 5% but if you can some how manage 20% you will be set for life, because you will already be set to sell or take out loans against the house, and you will never lose money.
Im sure you already new all this cause you have probably already talked to the loan officer at the bank because you are a smart guy.
dr.gonzo1
Well-Known Member
a senile fungus
Well-Known Member
Thanks holmes I didn't know that about the larger mortgages, I'll check into it more deeply. I have not spoken to a loan officer yet, just throwing around numbers in my mind and have spoken to my parents about it. The owners have wanted to sell to me for two years and they're willing to do short sale but haven't given me an actual number on what they want for the house.
I'm in Michigan, anybody know anything about this kind of stuff? I'm open to suggestions/criticisms/comments/trolling
I want to put 10% down. I know what market value is and what they wanted for the house in 2009, so I can guess as to what they want for it now...
I could put 20% down if I got about a pound per plant
Garden Boss
Well-Known Member
Thanks holmes I didn't know that about the larger mortgages, I'll check into it more deeply. I have not spoken to a loan officer yet, just throwing around numbers in my mind and have spoken to my parents about it. The owners have wanted to sell to me for two years and they're willing to do short sale but haven't given me an actual number on what they want for the house.
I'm in Michigan, anybody know anything about this kind of stuff? I'm open to suggestions/criticisms/comments/trolling
I want to put 10% down. I know what market value is and what they wanted for the house in 2009, so I can guess as to what they want for it now...
I could put 20% down if I got about a pound per plant
