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Throw it away and save up for a car.

These forum skins are terrible with a capital T. I will hunt for a respectable skin. For example the default is harsh on the eyes and creates a huge space between posts. If I choose the grey skin it fixes that extra padding between posts but looks like hell.

Maybe they declined you based on your grammar? Seriously, I don't know why but I do see your bank charges 3% for international purchases!