twostrokenut
Well-Known Member
aside from the GH income
You love the free market.
Last edited:
aside from the GH income
You love the free market.
I talked to you a couple months ago about this and you are still paying PMI insurance.............how's that working out still for you. Why don't you just shuffle some of your wife's money into your safe and at least pay your principle down to 80% if you don't have the liquidity to pay the full note.
Is it because you're full of shit?
the mortgage insurance payments are fixed and we can get rid of them once we pay off 20% of principle. if we're lazy on payments and i don't build a greenhouse and stay inside, that'll take 4 years. if the greenhouse is up next spring and we just pay what we're paying now (aside from the GH income), it'll take a year or so.
our house is already worth $340k. not too many payments from getting rid of that pesky mortgage insurance and dropping it to $1100 or so.
we were a little shy of the approximately $50,000 we would've needed. oh well.
2014
c.2017
So you can't come up with 50 grand in 3 years to drop your PMI? I had a feeling you were living check to check off your wife but god damn that's sad.
how the hell do you make 30 and net 20?
See greed is what got you there. You couldn't come up with 20% down on a used Republican home, so you financed with PMI.......at least you got a decent locked in rate. By the time you're 60 something which is the end of the loan, you can reverse mortgage it for Ensure and cherry flavored antacids. Your kid should be a teenager by then so budgeting is crucial.....still will be penalized for the 401k at that time though LOL.
I would rather make 13250 and net 5k than be in your situation.
how the hell do you make 30 and net 20?
Meltdown.
2014
c.2017
So you can't come up with 50 grand in 3 years to drop your PMI? I had a feeling you were living check to check off your wife but god damn that's sad.
Cuck you might wanna consider spending less time saving the world, smashing keyboards, doing bong rips and more time spent at gainful employment. PMI? Jesus. Your income, credit or both suck.
still, $200 a month for 4 years is about $10k.
the extra $25k from selling stock to get us to 20% down would cost about $15k in capital gains.
i can pull that $25k in a heated greenhouse in a year if things go well.
You love the free market.
I talked to you a couple months ago about this and you are still paying PMI insurance.............how's that working out still for you. Why don't you just shuffle some of your wife's money into your safe and at least pay your principle down to 80% if you don't have the liquidity to pay the full note.
Is it because you're full of shit?
2014
c.2017
So you can't come up with 50 grand in 3 years to drop your PMI? I had a feeling you were living check to check off your wife but god damn that's sad.
See greed is what got you there. You couldn't come up with 20% down on a used Republican home, so you financed with PMI.......at least you got a decent locked in rate. By the time you're 60 something which is the end of the loan, you can reverse mortgage it for Ensure and cherry flavored antacids. Your kid should be a teenager by then so budgeting is crucial.....still will be penalized for the 401k at that time though LOL.
I would rather make 13250 and net 5k than be in your situation.
Meltdown.
Cuck you might wanna consider spending less time saving the world, smashing keyboards, doing bong rips and more time spent at gainful employment. PMI? Jesus. Your income, credit or both suck.
but at least my dick works.
See greed is what got you there. You couldn't come up with 20% down on a used Republican home, so you financed with PMI.......at least you got a decent locked in rate. By the time you're 60 something which is the end of the loan, you can reverse mortgage it for Ensure and cherry flavored antacids. Your kid should be a teenager by then so budgeting is crucial.....still will be penalized for the 401k at that time though LOL.
Yep, life is short. You never know when karma is going to kill you with cancer![]()
Wait, big bad dope growing window boy can't save enough to avoid pmi, even after 3 years of living there?
Ouch. Banks gonna own his ass forever if his wife doesn't pay that shit down.
Wait, big bad dope growing window boy can't save enough to avoid pmi, even after 3 years of living there?
Ouch. Banks gonna own his ass forever if his wife doesn't pay that shit down.
Karma? Religion? You gotta have something to hope in eh?