Pretty much spot on, its easy to have heat issues in a closet when the house ambient is around 70-75. I've setup many closet grows for clients. 95 is too hot for proper metabolic process, Ok for cacti, not so good for
Cannabis spp.
If you're willing to keep the CFL's close to the canopy, they work just fine, so proper prune and training is necessary. HPS just penetrates better and gives better density. I prefer to run it bare vs a ventilated hood with safety glass unless you need more heat control.
Its really a trick question presented by the OP.